Investments

There are SO many ways you can invest your money, but do know exactly what they all mean?

Stocks: ownership in a corporation and represents a claim on part of the corporation's assets and earnings

want to learn how to buy stocks? Check out this video http://www.youtube.com/watch?v=H7dVd2gOTEY 

Mutual Funds: type of investment

that that pools money from many investors to buy stocks, bonds, and short-term money market instruments.

Bonds:  a debt security (aka I.O.U). When you purchase a bond, you are lending money to a government or some agency and then the government provides you with a bond which promises to pay interest along with repaying the original value of the bond.

BUT KNOW.....

There is a risk in everything that you do! Investing doesn't always benefit you. If they economy were to go downhill (like the Great Depression) you would lose your money!!!!

Everyone hopes that when they invest they hope to make money. As TIME goes on, your investments generally will grow or gain interest. That's why people keep their stocks for many many years!

Check out DOW!
http://money.cnn.com/data/markets/dow/

So how is a savings account different from investments?
Basically, in a savings account, that's YOUR GUARANTEED money. You aren't getting a loan or ownership in any company.

Basic tips for investing:

1. Hold your investments for a long time.

2. Don't spend your retirement investments if you need some extra cash.

3. Invest regularly

NEWS! Stocks don't always do well, even in popular stores!
Look at this article! http://www.reuters.com/article/2011/05/20/us-gap-idUSTRE74I6X720110520







Sources:
http://www.investinginbonds.com/learnmore.asp?catid=46&id=2
http://www.investopedia.com/dictionary/default.asp
http://news.morningstar.com/classroom2/course.asp?docId=145666&page=2&CN=COM
http://www.wellsfargoadvantagefunds.com/wfweb/wf/retirement/start/tips.jsp